Two decades of investors being able to offset bonds against equities are over. Now investors must go back to the drawing boards to construct their portfolios to meet the challenges of inflation.
Investors are cognisant of the capital gain and income property can deliver. But there’s a bonus in the form of a tax deferred component as part of their distributions that some might not realise.
A one-day conference will offer some concrete steps for those heading into or in retirement already about how they can enjoy their golden years – whether it be their health, well-being, relationships or social engagement.
Determining how to maximise your retirement income from the age pension and superannuation can be complex, with many needing financial advice to avoid the pitfalls, says Innova Asset Management managing director Dan Miles.
For retirees, being digitally connected is about more than just online banking and shopping. It’s about securely accessing all the benefits the internet has to offer so they don’t get left behind.
Cashed-up baby boomers are in the market for yield and are finding that it’s increasingly being delivered by non-listed assets with a risk profile they can tolerate.
Many born before 1946 or the Baby Boomers have been well served by shares paying fully franked dividends. But as longevity kicks in, they could need to factor in a greater emphasis on growth stocks.
It was former US President Herbert Hoover who said we have gold because we cannot trust governments. Globally, that sentiment is ringing true for many investors.
It’s a lesson many in their retirement years need to learn – how to stop worrying about making money and start learning how to enjoy it.
The Federal Government had next year’s federal election firmly in its sights with this budget, and retirees were among the beneficiaries of its fiscal largesse.
