A landmark report by the Australian Human Rights Commission has uncovered a frightening lack of understanding about a financial enduring power of attorney. Now it wants federal, state and territory governments to usher in complementary legislation – urgently.
Financial planner Helen Nan is finding many clients want to stay in the workforce, either working part-time or taking up a new business venture. It keeps them involved with their communities while enhancing their mental and physical heath.
Exercises for seniors that are easy on the body and wallet
For seniors, finding an enjoyable and rewarding way to exercise is important for their mental and physical health. But the reality is that some forms of exercise are harder to take up for the first time later in life. You’re not likely to enjoy taking up rugby at 55. Power lifting, mountaineering, squash and marathons are probably off most people’s agendas too.
But there are plenty of forms of exercise that are great for seniors to start getting into, with some of the common ones that are readily available and easy on the wallet being:
Low-impact aerobics: They provide cardiovascular benefits without putting excessive stress on joints. Activities such as walking, swimming, or cycling are gentle yet effective ways for retirees to boost their heart health and maintain an active lifestyle. These exercises can be easily adapted to individual fitness levels and preferences.
Dancing: It’s an excellent exercise that also has the benefit of being very social and having that artistic quality, meaning that it doesn’t even feel like exercise. Joining up for a ballroom dancing class can be an evening or weekend experience that you can look forward to each week. For the more adventurous, there’s tango or even rock and roll.
Strength training: While power lifting is probably not a good idea, it is important to maintain muscle mass and bone density with age. Incorporating strength training exercises, such as using resistance bands or light weights, helps improve strength, balance and overall functional capacity. Engaging in strength training twice a week can enhance daily activities and reduce the risk of falls. Pilates is a good option for this, if you want some formal organisation around your exercise routine.
Tai chi and yoga: For retirees seeking a combination of physical activity and relaxation, Tai chi and yoga offer excellent options. These low-impact exercises focus on flexibility, balance and mental well-being. They are particularly beneficial for reducing stress, improving posture and enhancing overall body awareness.
Aqua aerobics: Water-based activities such as aqua aerobics provide a joint-friendly environment while offering resistance for a full-body workout. This is particularly valuable if you’re experiencing some kind of pain or restriction in movement. Classes designed for seniors are widely available, fostering a social aspect that contributes to the overall well-being of retirees. There’s also lap swimming with most pools offering a slow lane.
Walking clubs: A simple walk every day can be enough exercise, and Australia’s diverse landscapes and favourable climate make it an excellent country to go for a walk. There are even walking clubs that you can join, providing a social outlet that also encourages regular physical activity. Many communities organise walking groups, allowing retirees to explore local parks, nature reserves and urban trails.
Cycling: Cycling is a low-impact exercise that can be adapted to suit different fitness levels. Retirees can enjoy leisurely rides, join cycling clubs or explore dedicated cycling paths. This activity not only enhances cardiovascular health but also provides an opportunity to discover and appreciate the scenic beauty of Australia.
Staying active in retirement is a key component of a healthy and fulfilling life. Whether it’s through low-impact aerobics, strength training, group activities or mind-body practices, the key is to find activities that are both entertaining and something to do on a regular basis to stay fit and motivated.
