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The 2020-21 financial year was horrendous for growth funds, especially those exposed to high-growth tech stocks, which were widely seen as overvalued at the market peak in late 2021.
The value of advice is one of the hottest topics in finance right now. Successive governments have effectively strangled the demand side of the financial advice market, through layers of red tape and compliance, to the point that financial advice is now borderline unaffordable for many.